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Important Consumer Disclosure

bmc Financial Advisors (“bmcFA”) is an SEC registered investment adviser located in York, Pennsylvania. bmcFA and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC registered investment advisers by those states in which bmcFA maintains clients. bmcFA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. bmcFA’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law. Accordingly, the publication of bmcFA’s web site on the Internet should not be construed by any consumer and/or prospective client as bmcFA’s solicitation to effect, or attempt to effect, transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from bmcFA. Any subsequent, direct communication by bmcFA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of bmcFA, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov. A copy of bmcFA’s current written disclosure statement discussing bmcFA’s business operations, services, and fees is available from bmcFA upon written request. bmcFA does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to bmcFA’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

ACCESS TO THIS WEB SITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEB SITE OR ANY THIRD PARTY WEB SITE LINKED TO THIS WEB SITE.

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Last Update - 12/15/2005.  Any comments or suggestions can be directed to the Webmaster.